Thank you for helping me articulate this. This process of critiquing, clarifying and articulating what I mean ultimately determines how well I understand the topic.
By self talk (self talk is not the word for it) I meant trying to talk yourself out of it, or in a better sense, argue or engage with the yetzer hara.
But you are right, sometimes the Yezer Hara is too strong to ignore, and to smart to argue with. Sometimes I can't win. Instead of surrendering to the Yetzer Hara, I should surrender to G-d. I should just say,"G-d, I can't fight this anymore take over from here."